Swift GPI Semi Automatic With UETR Code 

A Unique End-to-end Transaction Reference (commonly known as a UETR) is a string of 36 unique characters featured in all payment instruction messages carried over Swift.

UETRs are designed to act as a single source of truth for a payment and provide complete transparency for all parties in a payment chain, as well as enable functionality from Swift GPI, such as the payment Tracker.



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Real-Time Gross Settlement (RTGS)

The term "real-time gross settlement (RTGS)" refers to a funds transfer system that allows for the instantaneous transfer of money and/or securities. RTGS is the continuous process of settling payments on an individual order basis without netting debits with credits across the books of a central bank.



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Swift MT103

An MT103 is a standardised SWIFT payment message used specifically for cross border/international wire transfers.  We use SWIFT for all payments made via Money Mover.

MT103s are globally accepted as proofs of payment and include all payment details such as date, amount, currency, sender and recipient.


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